Recreational vehicles insurance - ATV

If you own an all-terrain vehicle, it is important you choose a civil liability coverage of at least 2 000 000$. By ATV, we mean all vehicles with two, three, four or six wheels used exclusively on private land and roads and not intended to circulate on public roads, except to cross them.

Civil Liability Coverage

This protection guarantees compensation for property damage or physical injury caused to others, whether your own and/or drive an ATV (Canada and U.S.).

Protection Against Collisions and Other Damages

This protection covers any material damage done to the vehicle of the insured. It is not mandatory but strongly advised. As opposed to civil liability, a deductible - a specific amount of money you have to pay from your pocket - applies when you make a claim after an accident for which you are responsible.

Complete Coverage

Lareau Insurance Brokers offers the best insurance products for almost all three or four wheel models.

You can also choose from a range of additional coverage options to add to your underlying contract such as compensation without depreciation for recent vehicles.