Umbrella - Consolidating Civil Liability | Lareau

Umbrella - Consolidating Civil Liability

Umbrella – Consolidating Civil Liability

Need protection above and beyond conventional limits? We have what you are looking for. Like its name indicates, Umbrella insurance protects you against the storm in case of a civil liability claim.

For an additional premium, Umbrella insurance will complete your car and/or house primary insurance coverage if it reveals to be insufficient. Also, it will widen the range of your civil liability contract by covering additional damages not included the underlying policy.

Maximum Protection

With Umbrella, you get additional civil liability coverage – anywhere in the world – on top of the contracts you already have for your car, home or recreational vehicle. Most insurance companies offer an amount of 1 to 5 million dollars in civil liability, but depending on the circumstances, the amount can go up to 10 million.

Umbrella insurance will protect you against possible lawsuits in case of an incident. It will protect you against:

  • Property Damage
  • Physical Injury
  • Injury to Reputation

All your assets are well protected even in case of a major incident.

The cost of this protection if very affordable since it does not come into force until the limits of your other insurance policies are exhausted.

Lareau Insurance Brokers strongly advise you to adhere to this product for a minimal amount of 1 million dollars and up to 10 million dollars.